Terms of Service
Last updated: March 9, 2026
Acceptance of Terms
These Terms of Service govern your use of Rupiah Guard and its services. By accessing and using our website, you agree to be bound by these terms. If you do not agree to any part of these terms, you must discontinue use of our services immediately. We reserve the right to modify these terms at any time, and your continued use constitutes acceptance of any changes. We encourage you to review these terms periodically to remain informed about your rights and obligations.
Your use of our services indicates your understanding and acceptance of the educational nature of our content. We provide information and resources designed to help you understand savings preservation, real returns, fixed deposits, and the impact of inflation on purchasing power in Malaysia. Our materials are for informational purposes and should not be considered personal financial advice.
User Obligations
When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and for all activities conducted through your use of our platform. You commit to using our website solely for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment.
You agree not to engage in any conduct that restricts or inhibits anyone’s use or enjoyment of our website. This includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our platform. We expect users to interact respectfully with our educational materials and community features, maintaining the integrity of our learning environment.
Intellectual Property Rights
All content on our website, including text, graphics, logos, images, and software, is the property of our organization or our content suppliers and is protected by international copyright laws. You are granted a limited license to access and use this content for personal, non-commercial educational purposes only. You may not reproduce, distribute, transmit, display, or perform any content from our website without prior written permission.
We respect intellectual property rights and expect our users to do the same. If you believe any content on our website infringes your rights, please inform us through appropriate channels. Your contributions and feedback regarding our educational materials may be used to improve our services, and by providing such feedback, you grant us the right to use it in accordance with our privacy practices.
Limitation of Liability
Our website and all information provided herein are offered on an “as is” basis without warranties of any kind, either expressed or implied. We do not warrant that the information will be accurate, complete, or suitable for your specific purposes. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.
The educational content we provide regarding savings preservation, real returns, fixed deposit comparisons, and inflation impact is intended to enhance your understanding of financial concepts. However, we do not provide personalized financial advice, and past performance or educational examples do not guarantee future results. You acknowledge that financial decisions should be made based on your individual circumstances, and we recommend consulting with qualified financial professionals before making investment decisions.
Termination of Service
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Termination may occur if you violate any provision of these terms, engage in conduct that we determine to be harmful to other users, or for any reason we deem appropriate. Upon termination, your right to access our website and services ceases immediately.
If we terminate your access due to violation of these terms, you remain responsible for any outstanding obligations. We may retain certain information as required by law or for legitimate business purposes. Our decision to terminate service is final and binding. If you have questions about termination or wish to understand the reasons for suspension, you may seek clarification through our standard inquiry process, though we are not obligated to provide detailed explanations in all cases.
Questions About These Terms
If you have any questions, concerns, or need clarification regarding these Terms of Service, we encourage you to reach out through our website’s inquiry form. We are committed to addressing your concerns promptly and professionally. Your feedback helps us improve our terms and services to better serve our community of users interested in savings preservation and financial education in Malaysia.