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Disclaimer

Last updated: March 9, 2026

General Disclaimer

This Disclaimer applies to the use of Rupiah Guard and its content. We provide information for general educational purposes only and make no representations or warranties regarding the accuracy, completeness, or reliability of any information presented on our platform. The content is designed to help users understand savings preservation fundamentals, real returns, fixed deposit comparisons, and inflation’s impact on purchasing power.

We do not guarantee that our website will be error-free or uninterrupted. While we strive to maintain accurate and up-to-date information, we cannot be held responsible for any omissions, inaccuracies, or delays in content delivery. Users access and use our materials at their own discretion and risk.

All content, including articles, guides, and resources about savings preservation in Malaysia, inflation impact on savings, and fixed deposit rate comparisons, is provided on an “as-is” basis. We reserve the right to modify, update, or remove any content without prior notice. Your continued use of our website constitutes acceptance of this disclaimer.

No Professional Advice

The information provided on our platform should not be construed as financial, investment, legal, or professional advice of any kind. We are not registered financial advisors, investment consultants, or legal professionals. Our educational resources about nominal versus real returns, fixed deposit awareness, and long-term purchasing power maintenance are intended solely for informational purposes.

We strongly recommend that you consult with qualified financial professionals, tax advisors, or legal experts before making any financial decisions or taking action based on information from our website. Every individual’s financial situation is unique, and what applies to one person may not be suitable for another. The decision to act on any information from our platform remains entirely your responsibility.

We do not endorse any specific financial products, services, banks, or institutions. Any mention of fixed deposit rates, savings strategies, or investment vehicles is purely educational and should not be interpreted as a recommendation. Market conditions change rapidly, and historical data does not guarantee future results.

Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on our website or its content. This includes but is not limited to loss of profits, data, or business opportunities resulting from the use of our educational materials about savings preservation, real returns analysis, or inflation impact understanding.

We are not responsible for any financial losses, investment decisions, or purchasing power miscalculations that may result from using our resources. You acknowledge that you use our platform and content entirely at your own risk. In no event shall our total liability to you exceed the amount you have paid to access our services, if any.

Some jurisdictions do not allow the exclusion or limitation of liability for certain damages, so some of the above limitations may not apply to you. If any portion of this disclaimer is found to be unenforceable, the remaining portions shall continue in full force and effect. We reserve the right to modify this disclaimer at any time, and your continued use of our platform signifies your acceptance of any changes.